va financing

Valuation Services for Conventional Financing

With our full time office staff, your appraisal orders are prioritized and processed quickly, with immediate appointment booking and quick responses to client inquiries.  We strive to maintain clear communication and keep our clients well informed throughout the entire appraisal process. Services we provide include:

Conventional Financing

An appraisal for a conventional financed property is the most common appraisal report format.  With a commitment to continuous education and a focus on current market trends, our reports are compliant with changing regulations and reflect accurate market analysis.

With over 20 years of local appraisal experience, we are familiar with nuances of the Kern County markets and will provide a well-grounded appraisal report with in-depth analysis of neighborhood trends, a detailed on-site inspection and a thorough review of multiple data sources to provide you with a reliable report for lending purposes.

Our reports include a multi-stage in house review to simplify the appraisal process and minimize potential client revisions.

FHA Financing

As a longtime member of the HUD/FHA appraisal panel, we are well versed in the specific requirements and in-depth analysis required by our FHA clients.  Kern Valuation Services is committed to the continuous education required to stay on top of the most recent FHA changes and requirements.

In an attempt to better serve our FHA clients, we have compiled the following list of Most Common FHA Deficiencies.

FHA repair requests are required when deficiencies are noted during the on-site inspection process.  These repairs are clearly documented in our reports to protect the client’s financial interest and conform to the stringent requirements of the FHA guidelines.  We prioritize all FHA repair inspections with quick turnaround times to expedite the lending process and better serve our clients. *Please remember that the appraiser is not a licensed home inspector and the FHA appraisal is not a substitute for a home inspection report.

VA Financing

As an approved appraiser on the Veterans Administration Panel, we are proud to provide valuation services to assist our veterans with their lending needs.  VA appraisals typically require a more extensive on-site inspection than the typical conventional appraisal report.

This is why the VA panel only employs seasoned appraisers in good standing with local market knowledge.

Health and safety issues and VA minimum property requirements will be observed and summarized in the report.  When VA property deficiencies are noted, they are disclosed for repair.

*Please remember that the appraiser is not a licensed home inspector and the VA appraisal is not a substitute for a home inspection report.

Upon notice of repair completion, we prioritize all VA repair inspections to provide quick turnaround times and expedite the lending process.